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Bank Valuation: Understanding Key Ratios and Metrics

Tom Spencer

A higher ratio of fee income implies less traditional credit risk and less balance sheet usage (therefore higher ROE) but also implies greater market risk related to securities portfolios and potentially higher revenue volatility related to volatility in capital markets.

Metrics 88
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Do You Know What Your Company’s Data Is Worth?

Harvard Business

Definitions for what constitutes EvD, and methodologies to calculate its value, remain in their infancy. To analyze EvD, determining the relative importance of data to an enterprise’s balance sheet, its ability to effectively compete, and its operational capabilities is a good place to start.

Data 28
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Align sales and marketing to gain customers, drive growth

1 to 1

If you don’t have a fully integrated and aligned view of your customer personas, of that target addressable market, and an aligned scoring methodology, you’re kind of set up for failure. Fully aligning sales and marketing can bring many benefits to a brand – to customers, employees, and balance sheets alike.

Sales 26
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Jeremy Grantham 1999, Jeremy Grantham Today: "Over Next Seven Years, Market Will have Negative Returns"

MishTalk

The next bust will be unlike any other, because the Fed and other centrals banks around the world have taken on all this leverage that was out there and put it on their balance sheets. And given our methodology, that would mean that on October the 6th, the market should have been fairly priced on our current approach.

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Why GE’s Jeff Immelt Lost His Job: Disruption and Activist Investors

Harvard Business

Over a period of years, every GE senior manager would learn the lean startup methodology, and GE would be the showcase for how modern companies use entrepreneurial management to transform culture and drive long-term growth. Beth Comstock, GE vice chair responsible for creating new businesses, embraced the lean process. Then it wasn’t.

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Midsize Cities Are Entrepreneurship’s Real Test

Harvard Business

In contrast, our scale up methodology assumes that selfless contributions of time and resources – donating blood, if you will – for growth can only go so far. We taught lending officers how to talk to businesses that were afraid that taking debt onto their balance sheets was riskier than maintaining a flat-growth business.