Harvard Business

OCTOBER 17, 2018

In comparison, absorption of AI might reach today’s level of digital absorption by 2027—in roughly ten years. Regarding front-runners, our average simulation suggests that about 30% of companies might have absorbed the full set of AI technologies in their operations by 2030. This may dissuade them from acting.

Cash Flow 37

Cash Flow McKinsey Retail Survey 37

Harvard Business

APRIL 26, 2017

By comparison, online lenders face capital costs that can be higher than 10%, sourced from potentially fickle institutional investors like hedge funds. This amounts to putting a toe in the water, while keeping current operations relatively separate and pristine. Banks’ cost of capital is typically 50 basis points or less.

Banking 42

Banking Small Business Oliver Wyman Retail 42

MishTalk

APRIL 1, 2015

The Corporate Fund is Chicago’s general operating fund. Chicago’s property tax revenues do not go into its general operating fund. Although most governments are required to balance their budgets on a cash flow basis each fiscal year, a structural budget gap can arise when recurring expenditures are greater than recurring revenues.

Financial 28

Financial Engineering Finance Government 28

Harvard Business

NOVEMBER 20, 2017

Instead of formulating detailed, long-term financial plans, executives at Dell now align around a common performance ambition—a cash flow vector consistent with growing the company’s intrinsic value faster than competitors. Webvan was forced to cease operations by 2001.

Strategy 28

Strategy Strategy Strategy& Company 28