Remove Benchmarking Remove Efficiency Remove Financial Remove Information Technology
article thumbnail

Bank Profitability: Decoding the Income Statement

Tom Spencer

The interest rate set by the central bank serves as a benchmark or reference rate for banks. Operating expenses Operating or non-interest expenses will be affected by many moving parts such as wages, benefits, infrastructure, and information technology. Image 2: Illustrative example of a bank’s non-interest income 3.

Banking 88
article thumbnail

What the Companies on the Right Side of the Digital Business Divide Have in Common

Harvard Business

billion, including most major firms in the manufacturing, consumer packaged goods, financial services, and retail industries. Other financial and operating indicators showed similar disparities. more likely to inform product design by capturing data on how their products are used. exchanges with a median company revenue of $3.4

Company 28