Remove Balance Sheet Remove Efficiency Remove Industry Remove Real Estate
article thumbnail

Consultant Ninja: A Simple Question about the Credit Markets.

Consultant Ninja

Heres my understanding of the current TARP/TARPII/PPIP/etc plans: The major "sick" banks wont lend to businesses, because their balance sheets are tied up with bad assets that they cant sell. I think what you say makes sense, but implementation of your idea requires quite an re-allocation of industry resources. at 7:39 PM.

article thumbnail

Banks – Industry Overview

Tom Spencer

Business banks: Banks that focus on mid-sized businesses and commercial real estate. Translated into plain English, asset sensitive means margins expand when the Federal Funds rate increases, as the interest income from assets on the balance sheet increase faster than liabilities. Funding and the Loan Mix.

Banking 12