2014 Balance Sheet Management Methodologies 
Harvard Business
SEPTEMBER 16, 2016
Definitions for what constitutes EvD, and methodologies to calculate its value, remain in their infancy. Using the same formula, Apple’s intangible assets in 2014 were $280 billion — or almost twice the value of its 2015 calculation.
Harvard Business
JANUARY 24, 2017
In contrast, our scale up methodology assumes that selfless contributions of time and resources – donating blood, if you will – for growth can only go so far. We taught lending officers how to talk to businesses that were afraid that taking debt onto their balance sheets was riskier than maintaining a flat-growth business.
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