MishTalk

MARCH 21, 2014

After the massive stimulus and more than doubling of new bank loans in 2009, the government attempted to stabilize credit growth, but the growth of the shadow banking system exploded instead. It now takes 4 renminbi (RMB) of debt to create 1 renminbi of GDP growth from a nearly 1:1 ratio in the early and mid-2000s.

Finance 75

Finance Cash Flow Banking Government 75

Martinka Consulting

OCTOBER 3, 2013

2009 - Were there any business acquisition loans? 2013 - it’s hard to find a non-SBA acquisition loan on a deal that meets the SBA qualifications. 1 debt coverage ratio and with cash flow considered a form of collateral (doesn’t require 100% tangible collateral). Who benefits? 5-year term, 5.5%

Cash Flow 40

Cash Flow Banking Finance Government 40

MishTalk

APRIL 1, 2015

The Corporate Fund is Chicago’s general operating fund. Chicago’s property tax revenues do not go into its general operating fund. The Metered Parking System reserve funds were established in 2009 in the amount of $1.15 From 2009 to 2011, the city used $320 million from the Metered Parking Reserves.

Financial 28

Financial Engineering Finance Government 28

Harvard Business

FEBRUARY 7, 2017

Companies deliver superior results when executives manage for long-term value creation and resist pressure from analysts and investors to focus excessively on meeting Wall Street’s quarterly earnings expectations. This has long seemed intuitively true to us. The differences were dramatic.

Management 28

Management Metrics Financial Company 28