Remove Cash Flow Remove Insurance Remove Strategy Remove Travel
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Fool Me Once Or Fool Me All The Time

Martinka Consulting

Zweig writes that any form of modified profit isn’t cash flow. I get the feeling many people, even in my industry, don’t understand the difference between profit, Ebitda, and cash flow. Medical insurance expense. Owner “perks” like cell phone, car, travel to conferences, etc. (as Conclusion.

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Fraud or Just Marketing

Martinka Consulting

What this means is the owner’s salary, medical insurance, cell phone, car, travel, and more are added to profit because these items are “discretionary” not necessary. Banks factor in a salary figure before they determine cash flow for debt coverage. Rarely is anything straightforward.

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AAA – Not to the Rescue

Martinka Consulting

When it comes time to sell however, they want to demonstrate that the business has more cash flow than the tax returns (and financial statements) show. Deducting gas, repairs, insurance and more on all family members’ (personal) vehicles. Supposed) personal travel, meals, etc. Supposed) personal travel, meals, etc.