Banking Benchmarking Information Technology Productivity 
Tom Spencer
OCTOBER 6, 2023
How do banks make money? What is a bank really worth? Firstly, by outlining the major items on a bank’s income statement, and then by discussing key ratios that are commonly used to measure profitability and to estimate the market value for banks. Where does this money ultimately go?
Management Consulted
AUGUST 28, 2013
After 2 years, he recruited 2 friends from Chicago and formed the Business Research and Development Company with $500 borrowed from the bank. Product and Service Innovation. Information Technology. Consumer Products. This was ground breaking, cutting edge, and the first of its kind (especially in the Midwest).
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