Tom Spencer

OCTOBER 13, 2023

In the previous article , we looked at how banks make money and how they must meet capital requirements. Efficiency ratio The efficiency ratio measures effective cost management and operational efficiency, and is defined as non-interest expenses divided by revenue. We will examine each in turn.

Metrics 88

Metrics Banking Balance Sheet Efficiency 88

MishTalk

DECEMBER 23, 2013

Rates continued to surge on Monday, however, in China’s money markets — a key source of short-term funding for commercial banks and also for financial institutions engaged in risky, off-balance-sheet shadow lending. China’s banks are scrambling for short-term cash to meet month-, quarter- and year-end regulatory requirements.

Balance Sheet 76

Balance Sheet Banking Benchmarking Financial 76

Harvard Business

JUNE 20, 2016

My guess is that while a poor balance sheet might cause restless sleep, it’s the thought of an incorrectly reported balance sheet that brings on night terrors. I’m not against benchmarking and norming. While benchmarks are useful inputs for compensation decisions, they shouldn’t be a straitjacket.

Benchmarking 33

Benchmarking Company Balance Sheet Intellectual Property 33