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Why Life Insurers and Asset Managers Must Join Forces to Win

BCG

Article Thursday, December 15, 2016 Life insurers are feeling the squeeze. In their efforts to adapt to this upside-down world, life insurers are focusing on optimizing their investment strategies and operations. The industry’s overall business growth has stalled, and investment income has become a critical mainstay.

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China Faces "Minsky Moment" on Ponzi Financing

MishTalk

Inquiring minds are tuning into a report on the Ponzi finance setup in China. Our analysis indicates that China’s economy has arrived at that unstable state where speculative and Ponzi finance appear to dominate. Most assume China can grow at 7% a year, a notion that I have challenged on many occasions. Morgan Stanley agrees.

Finance 75
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The Corona Virus for Small Businesses

Consultant Journal

Take a look at your cash flow and what a change to sales or staffing could do. Consider arranging financing ahead of time, as part of business continuity preparations. If you haven’t already, you may want to look into business continuity plans and insurance.

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Small and Young Businesses Are Especially Vulnerable to Extreme Weather

Harvard Business

Almost one third of the firms negatively affected by the storm had no insurance of any Consistent with our predictions, young firms and small businesses insured at much lower rates. Firms applied for credit to finance recovery. Here are some initial priorities for small businesses, insurers, and public policymakers.

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What GE’s Board Could Have Done Differently

Harvard Business

Since Immelt’s departure, GE’s stock is down another 30%, as its new CEO, John Flannery, has struggled to cope with the cash flow drain from years of problematic acquisitions, divestitures, and buybacks. The Board Had No Finance Committee. in 2013 to 3.7 in early 2018, according to Moody’s.

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How Banks Can Compete Against an Army of Fintech Startups

Harvard Business

These low-cost and reliable sources of funds are from taxpayer-insured deposits and the Federal Reserve’s discount window. Moreover, in instances where borrowers want to shop and compare myriad options in one place, they turn to online credit brokers like Fundera or Intuit’s QuickBooks Financing for a one-stop shopping experience.

Banking 41
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BitGold Now Available in US! Why BitGold?

MishTalk

Brink’s”), which insures gold through third party insurance providers. BitGold just completed a financing for C$18 million, which included some top name institutional investors. It is also the first gold-based card of any kind available in the US. Our service at BitGold is significantly less expensive than BullionVault.