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Why Life Insurers and Asset Managers Must Join Forces to Win

BCG

Article Thursday, December 15, 2016 Life insurers are feeling the squeeze. In their efforts to adapt to this upside-down world, life insurers are focusing on optimizing their investment strategies and operations. The industry’s overall business growth has stalled, and investment income has become a critical mainstay.

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China Faces "Minsky Moment" on Ponzi Financing

MishTalk

Inquiring minds are tuning into a report on the Ponzi finance setup in China. Gross Domestic Product (GDP) growth to 5.0% Our analysis indicates that China’s economy has arrived at that unstable state where speculative and Ponzi finance appear to dominate. Morgan Stanley agrees. over the next two years. s 26% in 2000-2005.

Finance 75
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Small and Young Businesses Are Especially Vulnerable to Extreme Weather

Harvard Business

First, small businesses tend to be more productive than larger ones and may be especially unlikely to invest in risk management that diverts resources from production. Firms applied for credit to finance recovery. Start-ups are particularly at risk today because of both their size and age.

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What GE’s Board Could Have Done Differently

Harvard Business

Since Immelt’s departure, GE’s stock is down another 30%, as its new CEO, John Flannery, has struggled to cope with the cash flow drain from years of problematic acquisitions, divestitures, and buybacks. The Board Had No Finance Committee. in 2013 to 3.7 in early 2018, according to Moody’s.

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How Banks Can Compete Against an Army of Fintech Startups

Harvard Business

Recent analysis by Bain and SAP found that only 7% of bank credit products could be handled digitally from end to end. These low-cost and reliable sources of funds are from taxpayer-insured deposits and the Federal Reserve’s discount window. The marketing, underwriting, and servicing of SME loans have largely taken a backseat.

Banking 35