Remove featured-insights fintech
article thumbnail

Product Roadmap Explained

Tom Spencer

A roadmap is crucial for visualizing a product’s strategy that is aligned with your business goals, while incorporating customer insights for future developments. Release beta version with core features on both iOS and Android. Major Features. Why do you need a product roadmap? Daily nutrition consumption monitoring.

article thumbnail

Why do companies use cloud computing services? 

Tom Spencer

Analytics services, which collect and evaluate insights from user data, allow applications to be customized to the needs and wants of each individual user. If you are in a competitive market, you want to release more new features and services than your competitors. Image: Pexels.

Company 78
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How Employers in Poor Countries Are Using Nudges to Help Employees Save Money

Harvard Business

The financial technologies, or “fintech,” we hear about most often—like Apple Pay, Bitcoin and Crowdfunding—leverage the high penetration rates of bank accounts and credit cards in rich countries. But what does fintech look like in places underserved by financial institutions?

Banking 28
article thumbnail

How to Assess Entry-Level Product Manger Positions

Tom Spencer

Typically, they feature perks like rotations on various teams, face-time with leadership at the company, and strong alumni communities with robust networks. From a learning perspective, you would gain unique insights both PMing a product with 1 billion active users and PMing a product with 1,000 users. What happens after the program?

article thumbnail

Making Microfinance More Effective

Harvard Business

Savings accounts are effective safety nets—especially if they apply insights from behavioral sciences. Often, the beneficial impacts of savings accounts can be enhanced by features that help people overcome behavioral biases by, for instance, fortifying willpower. Is there a viable way to scale insurance for small farmers?

article thumbnail

Evolution of Mobile Peer-to-Peer Payments in the U.S.

Tom Spencer

Although mobile payments make the life of the consumer easier, they pose a major challenge for banks and other financial institutions who now face high competition from the financial technology companies (fintechs) that led this transition to mobile P2P payments. Impact on the Financial Services Industry. mobile P2P market. Conclusion.

Banking 88
article thumbnail

The Right Way for an Established Firm to Do an Innovation Pilot with a Startup

Harvard Business

” That is, targeted tests designed to deliver unambiguous insight into business value. ” Insight Center. Minimally viable products iteratively inform product and user experience design; minimally viable pilots generate scalable insights into getting the most bang for the buck from key innovations.