article thumbnail

How Companies Can Use the Data They Collect to Further the Public Good

Harvard Business

It can help real estate investors understand where gentrification might occur. When deciding whether and how to use your data, it’s crucial to take the time to understand whether it has real value relative to the information people already have access to. Start by looking for the best data available.

Data 28
article thumbnail

Pettis on Strains in China's Banking System; Avoiding the Fall

MishTalk

While the benchmark deposit rate was officially lowered from 3.00% to 2.75%, the upper limit that banks can pay for deposits remained unchanged at 3.30%. It may seem strange to have both a benchmark rate and a “floating range” that establishes a cap, instead of just setting a cap, as was the case until very recently.

Banking 71
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Private Equity’s New Phase

Harvard Business

Following the real estate metaphor, the PE company is less like a house flipper and more like a property developer: each separate home is designed, built, bought, and sold as an independent property. Though autonomous, they can improve their operating capabilities and speed up their time to reinvention by learning from each other.

Talent 28
article thumbnail

The Outside-In Approach to Customer Service - SPONSOR CONTENT FROM HBS EXECUTIVE EDUCATION

Harvard Business

An outside-in perspective means that companies aim to creatively deliver something of value to customers, rather than focus simply on products and sales. From here, firms have to make a creative leap to discover the unique combination of products and services that may address those needs. And what are the benchmarks of success?

article thumbnail

BIS Slams the Fed; Ridiculous Question of the Day: "Is The Fed Going To Attempt A Controlled Collapse?"

MishTalk

Investors’ attraction to riskier credit also spawned greater issuance in assets such as payment-in-kind notes and mortgage real estate investment trusts (mREITs). Fewer and fewer of the new loans featured creditor protection in the form of covenants. Restoring sustainable global growth poses significant challenges.