Martinka Consulting

JUNE 18, 2021

Operating experience – Sam said be careful if you don’t have operating experience. You must use free cash flow to truly calculate ROI. We used to call this a mini-audit (not as sexy as QofE or proof of cash) and it means tying the money on the bank statements to sales reports and financial statements.

ROI 40

ROI Cash Flow Small Business Financial 40

Martinka Consulting

APRIL 21, 2015

In the past I’ve written about how low interest rates and bank using the SBA guarantee program and its low down payment requirements plus a 10-year amortization have caused buyers to pay more for businesses than they would have years ago (because their payments are the same or less). The buyer is a great operator and got a great business.

Cash Flow 40

Cash Flow Benchmarking Banking Sales 40

Martinka Consulting

APRIL 26, 2019

Sixty percent of them delayed their exit by at least two years, as per a study by Sun Trust Bank. But it’s the current SBA loan program that’s a win-win-win for buyer, seller, and bank (the SBA doesn’t make loans they guarantee a large portion to the bank). And guess what? Most of those owners planning to sell had to delay it.

Marketing 40

Marketing PricewaterhouseCoopers Cash Flow Banking 40

Harvard Business

JUNE 8, 2018

Since then, we interviewed several chief financial officers (CFOs) of leading technology companies and senior analysts of investment banks who follow technology companies. Business students are taught to value a company based on the discounted amounts of future cash flows or earnings.

Financial 29

Financial Report Cash Flow Metrics 29

MishTalk

OCTOBER 25, 2015

Less foot traffic means cash flow of mall owners and developers are getting squeezed - a potential hazard for an economy growing at its slowest pace in decades. Major listed mall operators are also feeling the pain. That's the banks' problem." Malaysia-based Parkson (3368.HK),

Cash Flow 28

Cash Flow Retail Real Estate Deloitte 28

Harvard Business

AUGUST 24, 2017

A nearly $150 million settlement is pending for the fake-account scandal that roiled the bank last year, and a new scandal has emerged: Recently it has been alleged that thousands of customers were signed up for insurance without their knowledge. ’s largest banks? What explains the divergence in the fortunes of two of the U.S.’s

Pharmaceuticals 28

Pharmaceuticals Intellectual Property Training Training 28

MishTalk

JULY 11, 2014

The question stems from lengthy (256 page PDF) from the BIS Annual Report (Bank for International Settlements) that stated among other things " The only source of lasting prosperity is a stronger supply side. Never before have central banks tried to push so hard. It is essential to move away from debt as the main engine of growth. "

Balance Sheet 74

Balance Sheet Financial Banking Policies 74

MishTalk

APRIL 1, 2015

The Corporate Fund is Chicago’s general operating fund. Chicago’s property tax revenues do not go into its general operating fund. Although most governments are required to balance their budgets on a cash flow basis each fiscal year, a structural budget gap can arise when recurring expenditures are greater than recurring revenues.

Financial 28

Financial Engineering Finance Government 28

MishTalk

NOVEMBER 25, 2013

At this horizon, even “buy-and-hold” strategies in stocks are inappropriate except for a small fraction of assets. Only after the fact does the reputation of risk-managed strategies surge from “chump” to “champ.” That’s exactly what has happened, and the fidelity to the log-periodic pattern is almost creepy.

Cash Flow 70

Cash Flow Trends Policies Marketing 70

MishTalk

JUNE 26, 2015

With its IT expertise, C$35 million of cash in the bank and other resources, the combined BitGold/GoldMoney has resources far beyond what GoldMoney alone was able to put together. GoldMoney will continue to operate in Jersey as a wholly-owned subsidiary of the Toronto parent. In contrast, GoldMoney and BitGold are debt-free.

Insurance 28

Insurance Insurance Balance Sheet Cash Flow 28

MishTalk

DECEMBER 16, 2015

And so we're in effect fulfilling in some respects our longer term strategy in AQR where we're liquidating the remaining garden apartments we have. I mean in the last few months all the banks have redone their reserve reports. And all the numbers of availability of cash in the energy space are way down. ZELL: Maybe I win.

Real Estate 28

Real Estate Energy Tools Government 28