Balance Sheet Efficiency Sales Small Business 
Harvard Business
MARCH 31, 2017
Even if you don’t need to know a lot about finance to do your day-to-day job, the more conversant you are on the subject, the better off you’ll be, according to Richard Ruback, a professor at Harvard Business School and the coauthor of the HBR Guide to Buying a Small Business. It just takes effort,” he says.
Tom Spencer
NOVEMBER 9, 2019
In secondary markets, the sales & trading function operates as a market maker. The cheapest form of funding is deposits (particularly retail and small business deposits). Banks have huge balance sheets well in excess of their equity value due to all deposits being liabilities – the balance sheet is the business.
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