MishTalk

JULY 15, 2013

Big Miss in Retail Sales vs. Expectations; Trend Change or Another "Soft Patch"? Retail sales were up 0.4% May retail sales were revised lower, to +0.5% Here are some retail sales comments from Bloomberg to help put things into perspective. Sales dropped 2.2 Automobile dealer sales rose 1.8 Purchases rose 2.4

Retail 64

Retail Trends Sales Real Estate 64

Management Consulted

APRIL 2, 2017

Strategy& (PwC). Ask any consultant about the Middle East, and Booz (now Strategy&) will be the first name on their lips! A little later, Booz was acquired by PwC and rebranded as Strategy& Now that our little history lesson is complete, let’s continue. Here we go! McKinsey & Company. McKinsey at #4?

Oliver Wyman 160

Oliver Wyman Consulting Deloitte Real Estate 160

MishTalk

DECEMBER 22, 2013

The final weekend of Christmas sales is the worst possible time to have a security breach, but that''s what happened at Target. Sales are down at least three percent following a security breach in which hackers stole millions of credit cards. history, exceeded only by a scam that began in 2005 involving retailer TJX Cos.

Sales 71

Sales Retail Marketing Data 71

MishTalk

MAY 21, 2015

Existing Home Sales Disappoint Economists overestimated existing home sales today, rounding out another impressive day of overoptimism. New home sales came in at a seasonally adjusted 5.04 Existing homes sales are not living up to springtime expectations, down 3.3 Year-on-year, total sales are still up a respectable 6.1

Sales 28

Sales Report Marketing Data 28

Harvard Business

NOVEMBER 14, 2017

” This and a slew of similar maxims reflect a common view of strategy execution: that it’s distinct from strategy, harder to pull off than defining a strategy, and therefore more critical to success — underpinned by seemingly indisputable virtues such as diligence, discipline, consistency, alignment, and focus.

Strategy 35

Strategy Strategy Strategy& Film 35

MishTalk

AUGUST 16, 2013

Billionaire hedge fund manager John Paulson, who told investors as recently as last month that they should own gold, cut his holdings in the metal by more than half as prices plunged into a bear market. Money managers cut their bullish gold bets by 27 percent to 48,103 futures and options in the week ended Aug. Paulson & Co.,

Sales 69

Sales Government Report Marketing 69

MishTalk

JULY 31, 2013

Tax Collections, Retail Sales Prove Otherwise. Spains Retail Sales Decline 36th Month. Reuters reports Spains retail sales slump stretches to three years, hampering recovery. Calendar-adjusted retail sales fell 5.1 Tax Collections, Retail Sales Prove Otherwise. Trim Tabs - Bidermans Daily Edge. Urban Digs.

Analysis 70

Analysis Trends Real Estate Financial 70

MishTalk

JULY 9, 2014

Foreign Sales Jump. median price of $199,575 for existing-home sales. As for the "beginning", I seem to recall similar statements from the NAR made in 2005. Nonsensical statements marked the peak of housing insanity in 2005. Bloomberg reports Chinese Cash-Bearing Buyers Drive U.S.

Real Estate 78

Real Estate Construction Survey Interviews 78

MishTalk

JULY 16, 2013

Hormel Cure 81 hams were allegedly on sale for $3.99 Kim notified me "the sale price was $3.99" and it was reflected on the receipt. or financial instrument, or to participate in any particular trading or investment strategy. December 2005 (38). November 2005 (18). October 2005 (19). September 2005 (17).

Analysis 75

Analysis Trends Real Estate Financial 75

MishTalk

JULY 31, 2013

Yet, the yoy rate of real final sales per capita is below 1% for the second quarter in a row, whereas the second quarter annualized rate is near contracting. annualized real final sales per capita rates would have been reported as contracting. or financial instrument, or to participate in any particular trading or investment strategy.

Trends 74

Trends Analysis Real Estate Financial 74

MishTalk

JULY 14, 2013

Until June 1, Sareb had managed to sell 700 properties (550 in the first 3 months). Clearly the pace of sales is very far below the business plan. or financial instrument, or to participate in any particular trading or investment strategy. December 2005 (38). November 2005 (18). October 2005 (19).

Banking 76

Banking Analysis Trends Real Estate 76

MishTalk

JULY 19, 2013

Philadelphia : 5th Largest City in US is Effectively Bankrupt; Mayor Holds Closed Meeting With Wall Street to Discuss Asset Sales. or financial instrument, or to participate in any particular trading or investment strategy. Mike "Mish" Shedlock is a registered investment advisor representative for SitkaPacific Capital Management.

Analysis 78

Analysis Trends Real Estate Financial 78

MishTalk

JULY 23, 2013

It may be viewed by some as kicking the can down the road, but it may prove to the state that we need a (countywide) sales tax.". or financial instrument, or to participate in any particular trading or investment strategy. Mike "Mish" Shedlock is a registered investment advisor representative for SitkaPacific Capital Management.

Real Estate 77

Real Estate Financial Advertising Case Interview 77

MishTalk

JULY 4, 2013

And that is bad news for an industry whose sales in their home markets is already complicated by the financial crisis. or financial instrument, or to participate in any particular trading or investment strategy. Mike "Mish" Shedlock is a registered investment advisor representative for SitkaPacific Capital Management.

Analysis 71

Analysis Trends Real Estate Financial 71

MishTalk

AUGUST 5, 2013

Anecdotal evidence indicated that increased production, and expansions in sales teams, had compensated for strategic reductions in payroll numbers. Recall that prime minister Shinzo Abe wants taxes to double the sales tax rate from 5% to 10% by 2015 which will further decrease demand. December 2005 (38). November 2005 (18).

Real Estate 68

Real Estate Case Interview Financial Advertising 68

MishTalk

OCTOBER 14, 2014

But the proceeds of those sales were often not enough to cover the amount of the loan, plus penalties, legal bills and fees. If she loses, the debt collector that filed the suit can freeze her bank account, garnish up to 25 percent of her wages, and seize her paid-off 2005 Honda Accord. By now, banks have usually sold the houses.

Finance 76

Finance Banking Financial Report 76

MishTalk

JULY 19, 2013

Instead, it is sitting on a pile of cash worth about $280 million—50% higher than its pile a decade ago, equivalent to one-fifth its annual sales, and more than twice the level required for the firm to be deemed loan-worthy by a bank. or financial instrument, or to participate in any particular trading or investment strategy.

Real Estate 73

Real Estate Financial Advertising Case Interview 73

Management Consulted

AUGUST 1, 2013

Oliver Wyman’s strategy consulting practice has made waves specifically in the financial services sector , and beyond as well. Now a subsidiary of Marsh & McLennan, Oliver Wyman is known to give MMC its strong reputation as experts over other insurance providers because of the firm’s focus on strategy.

Oliver Wyman 201

Oliver Wyman Interviews Mercer NERA Economic Consulting 201

Management Consulted

MAY 10, 2015

Hay and Associates, Management Consultants.” The firm was started on the premise that maximizing companies’ people management skills would vastly improve their output, both in terms of quality and quantity. Dale Purves died in 1966, and Milton Rock became the new Managing Director. Hay Group Engagement Cost: $250K.

Groups 100

Groups Interviews Culture Case Interview 100

MishTalk

JULY 9, 2013

an hour wages, but only for retailers with corporate sales of $1 billion or more. Alex Barron, a regional general manager for Wal-Mart U.S., or financial instrument, or to participate in any particular trading or investment strategy. December 2005 (38). November 2005 (18). October 2005 (19). July 2005 (27).

Analysis 75

Analysis Trends Real Estate Financial 75

MishTalk

AUGUST 7, 2013

Consumers opened their wallets some more in March, spending an average of $89, reflecting the normally expected seasonal spring increase in sales. or financial instrument, or to participate in any particular trading or investment strategy. December 2005 (38). November 2005 (18). October 2005 (19). August 2005 (23).

Trends 72

Trends Analysis Real Estate Financial 72

MishTalk

JULY 2, 2013

Athens and the troika are at odds over an unpopular property tax and a sales tax for restaurants, while a shortfall of more than 1 billion euros has emerged at state-run health insurer EOPYY, meaning automatic spending cuts may have to be agreed to bring it back on an even keel. December 2005 (38). November 2005 (18).

Real Estate 72

Real Estate Financial Advertising Case Interview 72

Management Consulted

JANUARY 18, 2015

Headquarters: Chicago, IL Employees: 3,200 Locations: 58 offices, 40 countries Chief Executive: Johan Aurik, Managing Partner and Chairman of the Board Revenue: $1B Consulting Engagement Cost: $400K. 1935 – Tom Kearney becomes managing partner. Named fifth-largest broad-based multidisciplined management consultancy in the U.S.;

Interviews 100

Interviews Culture Case Interview McKinsey 100

Harvard Business

JUNE 11, 2018

In 2005, eBay spent $2.6 billion on Skype , which it hoped would increase sales on its platform by giving buyers and sellers an instant communications channel. Sponsored by Accenture Strategy. One of the most notorious examples of a post-M&A culture misfit is the 2005 merger of Kansas-based Sprint and Nextel.

Intellectual Property 31

Intellectual Property How To Balance Sheet Emotional Intelligence 31

MishTalk

JULY 30, 2013

Richmond, California, is backing a plan to buy mortgages in low-income areas for as little as 25 cents on the dollar and may force the sales under eminent domain laws, moving forward with a controversial program that would potentially seize control of home loans from investors. ” Eminent Domain. Supreme Court decision Kelo v.

Real Estate 75

Real Estate Case Interview Financial Advertising 75

MishTalk

NOVEMBER 19, 2015

Loans to borrowers with credit scores below 660 are the highest since 2005. Mike "Mish" Shedlock Mike "Mish" Shedlock is a registered investment advisor representative for SitkaPacific Capital Management. Sitka Pacific is an asset management firm whose goal is strong performance and low volatility, regardless of market direction.

Banking 28

Banking Methodologies Advertising Finance 28

Harvard Business

JUNE 12, 2017

We call this approach the Good Jobs Strategy. At Costco, another good jobs retailer, store managers are empowered to display merchandise and provide input into the merchandising system. The Good Jobs Strategy enables companies to make the most of their employees’ full potential. Seeing Automation as a Complement to People.

Retail 28

Retail System Training Training 28

MishTalk

AUGUST 4, 2013

Initial industry monitoring of digital advertising revenue for some magazine iPad versions found that sales increased about 25% in the first half of 2013. or financial instrument, or to participate in any particular trading or investment strategy. December 2005 (38). November 2005 (18). October 2005 (19).

Advertising 68

Advertising Real Estate Financial Case Interview 68

MishTalk

JULY 22, 2015

Monthly Yield Curve 2005-2015 Charts courtesy of Curve Watchers Anonymous. Much will depend on retail sales, housing, and jobs. A good retail sales report will send yields soaring, likely across the board. Visit [link] to learn more about wealth management and capital preservation strategies of Sitka Pacific.

Retail 28

Retail Sports Data Sales 28

MishTalk

DECEMBER 17, 2014

miles per gallon (mpg) for model-year (MY) 2005 cars to almost 28 mpg for MY2014, an increase of about 21%. In Houston, Texas, the first oil industry layoffs have been announced, with realtors there predicting a sharp decline, up to 12 percent, in home sales next year. Similarly, the fuel economy for trucks has increased 19%, from 16.9

Energy 66

Energy Travel Survey Report 66

MishTalk

JUNE 29, 2013

The Fed, we would argue, is too cyclically oriented, focusing substantially on housing prices and car sales. or financial instrument, or to participate in any particular trading or investment strategy. Mike "Mish" Shedlock is a registered investment advisor representative for SitkaPacific Capital Management. December 2005 (38).

Analysis 70

Analysis Trends Real Estate Financial 70

Harvard Business

DECEMBER 19, 2016

.” A highly cited 2015 report on diversity in Silicon Valley by an Asian professional organization found that at five big tech firms (Google, Hewlett-Packard, Intel, LinkedIn, and Yahoo), Asians and Asian Americans are well represented in lower-level positions but underrepresented at management and executive levels.

Leadership 28

Leadership Study Education Engineering 28

MishTalk

JULY 26, 2014

The Yen was in this general area, at times, in 2004, 2005, 2008, 2009, and 2014. This weakness is negative for an economy that suffered a blow to domestic demand from an April sales-tax increase. sales for Japanese automakers in the six months through June rose 6.2 Since then, the Yen declined to and 94.83 How did that work out?

Finance 76

Finance Energy Transportation Report 76

MishTalk

FEBRUARY 23, 2015

Walking Away Farmer Style The price of corn is at a price seen in late 2006, wheat late 2005, and soybeans 2004. cut its profit forecast citing falling sales caused by lower farm income and grain prices. Sitka Pacific is an asset management firm whose goal is strong performance and low volatility, regardless of market direction.

Real Estate 28

Real Estate Banking Sales Operations 28

MishTalk

JANUARY 29, 2015

My prediction made in 2005 or so, was and still is " The US would go in a and out of deflation a number of times over a long period of time ". Mish Food Shopping Experience From approximately 2000 until 2010 or perhaps 2011, the sale price of prime rib was $4.99 Now the sale price is $7.99 Not on sale? Who needs that?

Sales 28

Sales Trends Analysis Finance 28

Harvard Business

NOVEMBER 22, 2017

In a recently published paper in the Academy of Management Journal , we explore how major business corporations translate the grand challenge of climate change into strategies, policies, and practices over an extended period of time. Each of these five companies were at the leading edge of corporate engagement with this issue.

Energy 28

Energy Case Interview Insurance Insurance 28

Harvard Business

JANUARY 5, 2018

For example, in 2009 professors Brian Becker, Mark Huselid, and Richard Beatty estimated that in most companies less than 15% of jobs are what they call strategic positions and said management should focus “disproportionate investments” on finding A players for those jobs. Connectors in the middle. High-potential future leaders.

Talent 28

Talent McKinsey Apparel Sales 28