Harvard Business

SEPTEMBER 16, 2014

However, all these online models depend on developing accurate new predictive models of credit assessment, often using new sources of data. In the high flying days of 2005-2007, banks around the country relied heavily on these scores to make quick decisions on millions of uncollateralized small business loans, with disastrous results.

Small Business 28

Small Business Data Cash Flow Banking 28

MishTalk

AUGUST 7, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Minsky noted that ‘euphoria’ might develop at this stage. “A follow-the-leader process develops as firms and households see that speculators are making a lot of money. December 2005 (38). November 2005 (18). October 2005 (19).

Balance Sheet 75

Balance Sheet Marketing Real Estate Financial 75

MishTalk

JULY 11, 2014

It could represent a hidden vulnerability, especially if backed by domestic currency cash flows derived from overextended sectors, such as property, or used for carry trades or other forms of speculative position-taking. This share was higher than during the pre-crisis period from 2005 to mid-2007.

Balance Sheet 74

Balance Sheet Financial Banking Policies 74