article thumbnail

Bank Valuation: Understanding Key Ratios and Metrics

Tom Spencer

In the previous article , we looked at how banks make money and how they must meet capital requirements. In this article, we will explore the importance of profitability ratios and valuation metrics that are crucial when analyzing banks. We will examine each in turn. That is, net interest income divided by assets.

Metrics 88
article thumbnail

Wealth Management 101: The Hidden World of Private Banking

Tom Spencer

The financial services industry comprises firms that operate across a range of sectors: Asset & Wealth Management, Banking & Capital Markets, and Insurance. Products and Services Wealth management firms deliver comprehensive and personalized solutions to meet client’s wealth management needs.

Banking 78
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

MC meets MC – Management Consulted meets Marc Cosentino

Management Consulted

During his stay at Harvard, Marc wrote The Harvard College guide to Case Questions, The Harvard College Guide to Investment Banking and The Harvard College Guide to Consulting. We had a blast getting to meet Marc, the guy who pretty much pioneered case interview prep material. Interesting, isn’t he?

Meeting 100
article thumbnail

Management Consulting versus Investment Banking

Management Consulted

The cons of investment banking – the long hours, the repetitive and unengaging nature of the work, the lack of non-finance exit opportunities – mattered far more to me than a 6-figure salary. Banking salaries average 50-100% higher than consulting salaries , with the difference increasingly significant as your seniority increases.

Banking 272
article thumbnail

Meet “Aida”, the Perfect Banker (and a Robot): End of Branch Banks Coming

MishTalk

Sweden’s biggest banks are on a mission to get rid of branch banks and all the branch bank employees too. That’s where “Aida” comes in. She’s available 24/7 and supposedly can handle all but your most complex needs. Your Banker, Aida Is Always In. more…).

Banking 53
article thumbnail

Project Midas: "Bad Bank" for "Bad Banks"

MishTalk

I seriously do not understand this "Bad Bank" concept. If for some reason you disagree, please note that Spain now needs a "Bad Bank" for "Bad Banks". Via translation from El Economista, please consider Another bad bank? Hopefully investors in "bad banks" in Spain have learned their lesson.

Banking 74
article thumbnail

CBDCs: The Future of Money? Exploring the Benefits and Risks

Tom Spencer

Central Bank Digital Currencies (CBDCs) are a new form of digital currency that will be issued and backed by central banks. While CBDCs and bank deposits can both be transferred digitally, there are at least five key differences between CBDCs and bank deposits that are worth being aware of.

Banking 88