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Investment Banking 101: Understanding the Industry

Tom Spencer

Investment banking forms part of the financial services industry involved in the underwriting, distribution, and trading of securities. What Investment Bankers Do There are several key roles within investment banking, including corporate finance, sales and trading, and research.

Banking 88
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Bank Profitability: Decoding the Income Statement

Tom Spencer

How do banks make money? What is a bank really worth? Firstly, by outlining the major items on a bank’s income statement, and then by discussing key ratios that are commonly used to measure profitability and to estimate the market value for banks. Image 2: Illustrative example of a bank’s non-interest income 3.

Banking 88
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Bank Valuation: Understanding Key Ratios and Metrics

Tom Spencer

In the previous article , we looked at how banks make money and how they must meet capital requirements. In this article, we will explore the importance of profitability ratios and valuation metrics that are crucial when analyzing banks. It provides insights into how effectively a bank utilizes shareholder capital to generate profits.

Metrics 88
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Wealth Management 101: The Hidden World of Private Banking

Tom Spencer

The financial services industry comprises firms that operate across a range of sectors: Asset & Wealth Management, Banking & Capital Markets, and Insurance. It is distinct from institutional or prime brokerage, asset management, and banking. A wide variety of firms now offer wealth management services.

Banking 78
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How Banks Can Stay Resilient As AI Becomes More Disruptive

Harvard Business

But right now, there are three forces converging that might transform finance and other industries. The third is an increased appetite by big tech companies to enter industries like big finance. The first is the explosive growth of AI. The second is a massive migration of tech talent from big finance to big tech.

Banking 95
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Asset Management – Industry Overview (Part 1 of 4)

Tom Spencer

The asset management industry is a steward of money provided by individuals and institutions, and manages this money in order to meet the unique return objectives of each client. For instance, if a mid-sized asset manager is selling its mutual funds via a small bank, the bank may only get 40% of the MER. Image: Pexels.

Industry 113
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Will Industry Stacks Be the New Blueprint for Banking?

BCG

Digital technologies are reshaping the banking industry at an unprecedented rate, generating waves of fresh opportunity and potential peril for traditional banks. In other industries, prominent companies, including Google and Apple, are emerging as serious competitors through digital innovation.

Banking 40