MishTalk

NOVEMBER 24, 2014

Yet, " student debt only explains about 10% of the increase in parental coresidence since 2004, with another 10% being explained by house prices during the mid-2000s ". I have been writing about the implications of changing attitudes since at least 2008. I have the answer below, but first a few charts and notes on the charts.

Trends 77

Trends Study Banking Marketing 77

MishTalk

DECEMBER 25, 2015

The Fed is borrowing a page from the script of its last normalization campaign – the incremental rate hikes of 2004-2006 that followed the extraordinary accommodation of 2001-2003. The crisis and recession of 2008-2009 was far worse than its predecessors, and the aftershocks were far more wrenching.

Financial 28

Financial Marketing Banking Government 28

MishTalk

AUGUST 21, 2015

WTI last broke $40 to the downside in 2008 but has not had a monthly close below that level dating back to 2004. Floating Oil Carry Trade Review In 2008, hedge funds and other big money stockpiled oil in floating ships in the $30s waiting for a rebound. Brent is near the $45 mark.

Insurance 28

Insurance Insurance Energy Report 28

MishTalk

MAY 7, 2014

Looking back a bit further, the US dollar has been rangebound between 79 and 72 since April of 2010 A monthly chart shows the dollar has been rangebound between 92 and 71 since 2004. It has been rangebound between 71 and 89 since 2008.

Conference 69

Conference Marketing Report Survey 69

MishTalk

JULY 26, 2014

The Yen was in this general area, at times, in 2004, 2005, 2008, 2009, and 2014. The CHART OF THE DAY shows the value of Japan’s exports is 23 percent below a March 2008 peak, even as those of South Korea, the U.S. One intent of Abenomics was to devalue the Yen to aid exports. How did that work out? and Germany have grown.

Finance 76

Finance Energy Transportation Report 76

Harvard Business

JULY 5, 2016

While the companies comprising the S&P 500 reduced their average cost of goods sold by 500 basis points between 2004 and 2014, they made no progress at all in trimming SG&A expenses, which include executive salaries and corporate overhead. It would seem that managerial enthusiasm for all things “lean” has its limits.

Ethics 35

Ethics Trends Education Management 35

MishTalk

MARCH 29, 2014

In 2008, Salman Khan, then a young hedge-fund analyst with a master’s in computer science from M.I.T., In 2004, my 12-year-old cousin Nadia visited with my wife and me in Boston. By 2008, I was reaching tens of thousands every month. The New York Times explains how Salman Khan Turned Family Tutoring Into Khan Academy.

Education 76

Education Video Course Engineering 76

MishTalk

JANUARY 3, 2016

The Krona is right where it was between 2004 and 2008 before it weakened dramatically. That's an increase of 22%. Swedish shoppers are no doubt pleased to get more fore their money but the central bank isn't pleased at all. Why the panic? Was 2009-2010 Nirvana for Sweden following that weakening?

Banking 28

Banking Benchmarking Policies Marketing 28

MishTalk

AUGUST 19, 2015

Crude prices are back to where they were in 2004. Recall the hyperinflation talk in June of 2008 when crude hit $147? Before that, crude previously topped near $41 in September of 1990! Cries of massive price inflation again became talk of the town when crude rebounded to a secondary high of $115 in April of 2011.

Apparel 28

Apparel Energy Education Report 28

MishTalk

JANUARY 18, 2016

Actual Gains Date Predicted S&P Predicted Gain% Actual S&P Actual Gain% Gain Difference 2001 1697 28.56% 1148 -13.03% -41.59% 2002 1278 11.28% 880 -23.34% -34.63% 2003 1019 15.81% 1112 26.36% 10.56% 2004 1133 1.92% 1212 8.99% 7.07% 2005 1257 3.69% 1248 2.97% -0.72% 2006 1372 9.93% 1418 13.62% 3.70% 2007 1519 7.11% 1468 3.53% -3.59% 2008 1640 (..)

Analysis 28

Analysis Banking Data Survey 28

Harvard Business

SEPTEMBER 28, 2017

She has learned to perform amid chaos through past postings: the former Soviet republic of Georgia during the 2008 Russian invasion, Cairo during the 2011 Egyptian revolution, and Indonesia at the time of the 2004 Indian Ocean tsunami. She faced her greatest challenge during her posting in Jakarta.

Case Interview 50

Case Interview Report Examples Travel 50

Management Consulted

MARCH 9, 2014

The firm also started growing rapidly through M&A, acquiring Crimson, an analytics, data, and business intelligence software provider focused on analytics related to physician performance, healthcare practice quality and cost management in 2008. In 2010, the firm established a new office in San Francisco.

Interviews 147

Interviews Culture Company Healthcare 147

MishTalk

OCTOBER 4, 2015

The debts of non-financial firms in emerging market economies quadrupled, from $4tn (£2.6tn) in 2004 to well over $18tn in 2014, according to the IMF’s twice-yearly Global Financial Stability Report. This borrowing binge has taken business debt as a share of economic output from less than half, in 2004, to almost 75%.

Banking 28

Banking Financial Policies Government 28

MishTalk

DECEMBER 7, 2015

The price of West Texas Intermediate (WTI) light sweet crude is down 6 percent today to lows last seen late 2008 and January 2009. since May of 2004 when it closed at $37.04. Perverse Central Bank Battle In the perverse central bank battle to defeat price deflation, the central banks are having a rough go of things.

Banking 28

Banking Energy Report Productivity 28

MishTalk

JANUARY 23, 2014

In mid-2004, the CPI was 3.27%, the HPI-CPI was 5.93% and the Fed Funds Rate was a mere 1%. In mid-2008 when everyone was concerned about "inflation" because oil prices had soared over $140, I suggested record low interest rates across the entire yield curve. By my preferred measure of price inflation, real interest rates were -4.93%.

Government 77

Government Examples Policies Marketing 77

Harvard Business

APRIL 14, 2017

When Joseph Sirosh joined Amazon.com in 2004, he began seeing the value of AI to reduce fraud, bad debt, and the number of customers who didn’t get their goods and suppliers who didn’t get their money. AI wasn’t new at Microsoft.

Company 44

Company Survey Finance Engineering 44

Management Consulted

MARCH 18, 2015

In 2004 , IMS Health engaged in building consulting capabilities in both health economics and outcomes research. In 2008 & 2010, IMS Health was bestowed the honor of being listed as one of the “World’s Most Admired Companies” by FORTUNE magazine. By 1998 , IMS Health was an independent, NYSE-listed public company.

Groups 100

Groups Interviews Culture Consulting 100

Management Consulted

AUGUST 28, 2013

2008 was when the split came, and Booz Allen Hamilton (parent company) divided in 2. 2004 – 2013. Marc Gerencser, managing director, noted in 2007 that returning to being a private firm allowed Booz & Company to make long-range investments that they may not have otherwise been able to make. Vault Consulting 50 (#4).

Interviews 181

Interviews Culture Company Case Interview 181

Harvard Business

OCTOBER 21, 2016

Coca-Cola, for example, faced a water shortage in India that forced it to shut down one of its plants in 2004. In 2013, GE had reduced greenhouse gas emissions by 32% and water use by 45% compared to 2004 and 2006 baselines, respectively, resulting in $300 million in savings.

Study 28

Study Efficiency Productivity Operations 28

Harvard Business

DECEMBER 18, 2018

That was in 2008. In 2004, Hickox was a certified public accountant in Texas and at a crossroads in her career. I’m going to push more responsibility onto them, which should help them develop faster. I believe it’s going to work,’” Axelrod said. “Reluctantly, they said OK to me.

Conference 53

Conference Nonprofit Banking Groups 53

Tom Spencer

NOVEMBER 10, 2023

Greenlight Capital, founded by David Einhorn , is known for its long/short equity strategy, and most notable for its short selling of Lehman Brothers prior to the bank’s collapse in 2008. By anticipating the impact of these events on stock prices, hedge funds aim to capture potential arbitrage opportunities.

Strategy 88

Strategy Strategy Strategy& Financial 88

MishTalk

FEBRUARY 22, 2015

The modern browser wars began in earnest in 2004, when Mozilla Firefox challenged Internet Explorer''s complete and utter market dominance, successfully growing from zero to several hundred million users in less than five years. Google took over in 2008, introducing its Chrome browser, which caught up with Firefox by 2012.

Balance Sheet 28

Balance Sheet Engineering Policies Marketing 28

MishTalk

MARCH 30, 2015

In mid-2004, the CPI was 3.27%, the HPI-CPI was 5.93% and the Fed Funds Rate was a mere 1%. In mid-2008 when everyone was concerned about "inflation" because oil prices had soared over $140, I suggested record low interest rates across the entire yield curve. By my preferred measure of price inflation, real interest rates were -4.93%.

Policies 28

Policies Government Banking Marketing 28

MishTalk

DECEMBER 6, 2015

children per woman in 2008 to 1.27 percent in 2014 and climbed above the 700,000-threshold for the first time since 2004 to 714,966, the statistics office said. But Spain has already witnessed rapid immigration – around 6.5 Demographers say the majority of people who work in the countryside live in towns rather than rural communities.

Government 28

Government Banking Report System 28

Seth Godin Blog

JULY 10, 2014

2004—This is the year, a decade ago, when this blog really hit its stride , and when it became clear that connecting people online was a useful and powerful platform. 2008—Launched Tribes , a significant shift in my writing focus. I launched Zoomtone records as an experiment with some passionate and talented musicians.

Handbook 50

Handbook Marketing Film Resources 50

MishTalk

JULY 11, 2014

And if lending rates were to rise by 250 basis points, in line with the 2004 tightening episode, the necessary reductions in credit-to-GDP ratios would swell to over 25 percentage points on average. In China, credit-to-GDP ratios would have to fall by more than 60 percentage points. Never had they seen the system in better shape than in 2007!

Balance Sheet 74

Balance Sheet Financial Banking Policies 74

Organizational Talent Consulting

JUNE 27, 2022

2004) Leadership: A key strategy in staff nurse retention The Journal of Continuing Education in Nursing 35(3). Let's talk about how we can help you achieve your goals with transformational executive coaching and organizational consulting solutions that work. References. Avolio, B. & Hannah, S. Bambacas, M. & Kandampully, J.

Development 59

Development Leadership Journal Study 59

MishTalk

SEPTEMBER 24, 2014

In mid-2004, the CPI was 3.27%, the HPI-CPI was 5.93% and the Fed Funds Rate was a mere 1%. In mid-2008 when everyone was concerned about "inflation" because oil prices had soared over $140, I suggested record low interest rates across the entire yield curve. By my preferred measure of price inflation, real interest rates were -4.93%.

Data 72

Data Financial Management Strategy 72

Management Consulted

NOVEMBER 6, 2016

In 2004, the Institute for Operations Research and the Management Sciences (INFORMS) awarded Andy and Prabha the Marketing Science Practice Prize for outstanding implementation of marketing science concepts and methods, recognizing the sales territory alignment system they had developed and implemented through the work of ZS Associates.

Case Interview 100

Case Interview Interviews Sales Pharmaceuticals 100

Harvard Business

DECEMBER 13, 2017

From 1970 to 2004, the percentage of CEOs hired from outside the firm increased from 12% to 39%. The result was a dramatic shift at P&G from 90% centralized control of R&D in the 1990s to 90% decentralized control of R&D by 2008. Instead of hiring outside CEOs, hire insiders—or at least CEOs with domain expertise.

Company 28

Company Trends Research Case Interview 28

MishTalk

DECEMBER 28, 2015

Since 2008, the Fed has been paying financial institutions interest on excess reserves parked at the central bank — reserves that have grown to an unprecedented $2.4 If we had made this reform in 2004, the American people would have learned about the housing bubble well in advance of the financial crisis. That is insane.

Banking 28

Banking Small Business Financial Policies 28

MishTalk

OCTOBER 8, 2015

I did not understand in 2004, 2008, 2012, 2014, and I still don't know now. Given monstrous levels of debt at the consumer and corporate levels, given the US is not Brazil, and given poor demographic characteristics, I am waiting for an explanation as to how we get an asset bubble burst that results in an inflation tsunami.

Balance Sheet 28

Balance Sheet Telecommunications Video Analysis 28

Harvard Business

NOVEMBER 14, 2016

Norway was the first to adopt a quota for female board members (40%) in 2004. Back in 2008, when Danish Prime Minister Helle Thorning-Schmidt wanted to put in place quotas like those in Norway, she met strong resistance from both men and women. Let’s start with Denmark.

Recruiting 28

Recruiting Recruitment Interviews Company 28

Harvard Business

APRIL 23, 2018

The Commercial Space Launch Act of 1984 (and amendments in 1988 and 2004) called for government agencies such as NASA to support the development and growth of commercial space. In 2008 NASA awarded contracts to Space X and Orbital Sciences to transport cargo to the ISS. It is currently at less than o.5% 5% of the federal budget.

Operations 28

Operations Government Development Engineering 28

MishTalk

JULY 20, 2015

The number of meetings grew to minimum four per year between 1996 and 2007, and minimum six per year since 2008. From 2008 to 2015, an average of seven council meetings per year took place. Since 2008, an annual average of two special Euro summits were also organized in addition - and often in parallel - to the EU summits.

Government 28

Government Finance Meeting Groups 28

Harvard Business

JANUARY 5, 2017

But in the last two contests in which Hillary Clinton has participated, the 2008 primary and the 2016 election, she won on most of these metrics — and lost the elections. Yet by 2004 its market share was down to 3%. Two developments bear noting. Apple learned this the hard way.

Media 41

Media Advertising Metrics Productivity 41

MishTalk

JANUARY 1, 2016

In 2004, lawmakers passed legislation that required Homeland Security officials to accelerate their efforts to create an automated biometric entry and exit data system. The agency did not follow through because officials said they did not have confidence in the quality of the data.

Airlines 28

Airlines System Government Report 28